What we can do for you...

Sound financial management is the beating heart of any legal practice.  



At GEMSTONE LEGAL we understand the challenges associated with developing the right banking and finance solutions to help your business thrive.

High street banks have amended their relationship models which has resulted in law firms no longer being serviced by dedicated legal sector banking specialists.  This can lead to a break-down in relationships, caused by a lack of mutual understanding and that is why our personalised approach provides a value-added service to our law firm customers.  

Client Money Management - make sure you're being compliant and maximising income

As client money specialists, we understand the importance of managing client monies in accordance with the SRA Account Rules and can guide the finance team to consider the most appropriate models to maximise income while minimising risk. 

  • Improve income from client monies without disrupting your cash-room processes

  • Developing a contingent banking arrangement which strengthens your Business Continuity Plan

  • Generate income from firms own money via our award winning cash management platform


Supporting Your Finance Needs - flexible funding options to safegard your cashflow

In order to support the ongoing cashflow needs of the business, it is critical to have access to flexible funding options.  GEMSTONE LEGAL is a FCA registered commercial finance broker with access to a wide range of funding partners.  We help you to source the right funding package which enables your business take the next step:

  • Asset Finance (including VAT/Tax & PII Funding)
  • Bridging Finance

  • Business Cash Advance

  • Business Loans (including Partner Capital Loans)

  • Commercial Mortgages (including Buy To Let)

  • Debtors Funding

  • Disbursement Funding

  • Invoice Finance

  • Property Development Finance



Why Choose Us

As an independent company that specialises in supporting law firms, GEMSTONE LEGAL are perfectly placed to help secure the funding needs of your business. With access to over 150 funders we remove the hassle from sourcing a finance package that is right for your business requirements.  Our sector expertise allows us to provide a valued added approach which enables us to help your business review the cultural approach to finance. 


Our unique approach delivers a path for long term sustainable financial stability and viability, which will satisfy your obligations under SRA Code of Conduct for Firms (2.4)

  • We offer a personalised service which means you can contact us directly whenever it suits you.

  • As Lexcel assessors, we truly understand how a law firm operates which means we can offer better solutions to help your business.

  • We are independent which means we work for you to achieve the best possible outcome from our whole of market funder options.

  • Our approach means we can guide you to develop a sustainable approach to business funding with supports the objectives of the business.

  • With unrivalled experience in law firm banking, finance and risk management we are recognised industry experts.

To discuss your finance needs please contact us.

Gemstone Legal is an independent commercial finance broker not a lender, as such we can introduce you to a wide range of finance providers depending on your requirements and circumstances. We are not independent financial advisors and so are unable to provide you with independent financial advice. Gemstone Legal may receive payment(s) or other benefit from the finance provider if you decide to enter into an agreement with them. Gemstone Legal is an appointed representative of AFS Compliance Ltd which is authorised and regulated by the Financial Conduct Authority under number 625035.


Gemstone Legal aims to provide our customers with the highest standards of service. If our service fails to meet your requirements and you would like to report a complaint; please click on the link below:

Paul McCluskey.jpg
"As former UK head of Professional Practices at Lloyds Bank and Bank of Scotland I have an in-depth knowledge of client money and law firm finances. My vision is to help professional practice firms access the right funding package and secure the best client money deposit arrangements for their practice."

Paul McCluskey, Managing Director