Abstract City Lights


Source the right funding package...

Helping you source viable funding



Without viable, cost-effective financing, firms typically struggle to maintain the cashflow levels required to support the working capital needs of the business. However, we know that many firm owners want to review their options discreetly and without the need to engage their bank or a credit broker. 

This is why we developed our funding marketplace offering, powered by leading funding database Funder Finder. This marketplace brings the lending market to your fingertips, allowing you to explore a broad range of funding options that align with your goals.

Unsecured business loans

Unsecured loans are fast becoming a go-to choice for businesses seeking working capital, as well as businesses looking to acquire assets, expand their operations, fund their tax liabilities and restructure debt.  They are usually simple and quick to obtain, and are generally available to UK sole traders, partnerships and limited companies.


We are typically able to arrange unsecured loans of up to £500,000 for clients ranging from brand new law firms to large, international organisations, even where firms have limited trading experience or difficult credit histories. Approval can take a matter of minutes, and funds can be released within hours of an application being processed.  Note that personal guarantees are usually required, but this is not always the case.


Secured business loans


Firms tend to use secured loans to support a variety of different business requirements, including funding day-to-day operations, acquiring business premises and equipment, funding MBOs and MBIs, and implementing refinancings and restructurings.


Many firms assume that secured loans are only available if they have residential or commercial property to offer as security. However, this is not the case. Nowadays, many funders are happy to consider a variety of alternative security options, including specific business assets.


We are typically able to arrange secured loans of up to £5 million for clients ranging from brand new law firms to large, international organisations. These loans may be flexible, for example in terms of offering interest only periods, longer amortisation profiles, seasonal payments and/or fixed rates to achieve greater cost certainty.



*Gemstone Legal is an independent commercial finance broker not a lender, as such we can introduce you to a wide range of finance providers depending on your requirements and circumstances. We are not independent financial advisors and so are unable to provide you with independent financial advice. Gemstone Legal may receive payment(s) or other benefit from the finance provider if you decide to enter into an agreement with them. Gemstone Legal is an appointed representative of AFS Compliance Ltd which is authorised and regulated by the Financial Conduct Authority under number 625035.


Gemstone Legal aims to provide our customers with the highest standards of service. If our service fails to meet your requirements and you would like to report a complaint; please click on the link below:



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"The Lending Marketplace portal can empower business leaders to review the funding levels available to them. Businesses have the option of completing the information online or we can offer advice and support with the application process."

Paul McCluskey, Managing Director