Abstract City Lights



Source the right funding package...

Helping SME's source the right funding package.



‘Cash is king’ is a phrase that many business owners will be aware of. Having access to cash to fund your business is key to growing your business or supporting it in difficult times. For many business owners it is difficult to access the cash they need especially with bank overdrafts becoming more difficult to obtain, and find it daunting to identify what the best solution is for them.

We know that many business owners want to review their options discreetly and without the need to engage their bank or a credit broker.  Our funding marketplace allows any business the opportunity to search the lending market and explore their options/


If that you then we have the perfect resource .


We have partnered with Funder Finder, a leading Lending marketplace which offers UK wide coverage of mainstream and specialist funding providers. 



Unsecured loans are fast becoming a go-to choice for businesses looking for working capital. They are simple and quick to obtain, and are available to sole traders, partnerships and limited companies throughout the UK. Unsecured loans are available to all business sectors, and can be used for a variety of different business needs including:

  • Working Capital

  • Professionals funding

  • Tax and VAT funding

  • One off business expenses

  • To purchase assets

  • To support expanding your business

  • Buying Stock

  • Restructuring debt.

You are able to borrow from £5,000 to £500,000, and up to a maximum period of 60 months. Security is normally by way of a personal guarantee. Options are available for loans without a personal guarantee, or to non-homeowners.


We are able to raise unsecured loans for new start companies through to established businesses, options are also available to businesses or business owners that have had difficult trading or impaired credit histories. Approval can take a matter of minutes, and funds can be in your account in a matter of hours.


Secured loans are available to your business to support a variety of different business requirements:

  • Working capital

  • Stock

  • Equipment purchase

  • Property purchase

  • Acquisition finance including MBO’s and MBI’s

  • Refinancing and restructuring.

Many businesses assume that secured loans are only available when you have property as security, this is not the case. Funders will now also consider a variety of alternative security including plant & machinery, assets owned by the business, boats etc.


You are able to borrow from £25,000 to £5,000,000 for start up or mature businesses anywhere throughout the UK. Loans are flexible and can offer interest only periods, longer amortisation profiles and seasonal payments. You are also able to obtain fixed rates to allow you to budget effectively for the term of the loan.


Explore finance options without any obligation

We understand that many businesses prefer to research the funding market without the need to engage their banks or a finance broker. We offer law firms and their clients the ability to conduct their own research via a funding marketplace which can provide an indication of available funding from a wide variety of lenders.


*Gemstone Legal is an independent commercial finance broker not a lender, as such we can introduce you to a wide range of finance providers depending on your requirements and circumstances. We are not independent financial advisors and so are unable to provide you with independent financial advice. Gemstone Legal may receive payment(s) or other benefit from the finance provider if you decide to enter into an agreement with them. Gemstone Legal is an appointed representative of AFS Compliance Ltd which is authorised and regulated by the Financial Conduct Authority under number 625035.


Gemstone Legal aims to provide our customers with the highest standards of service. If our service fails to meet your requirements and you would like to report a complaint; please click on the link below:



"The Lending Marketplace portal can empower business leaders to review the funding levels available to them. Businesses have the option of completing the information online or we can offer advice and support with the application process."

Paul McCluskey, Managing Director


​​​​© 2021 by Gemstone Legal Ltd. All rights reserved.

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