Debtor Funding
We know that waiting on client payments can put real pressure on a firm’s cashflow. That’s why we help law practices access flexible debtor funding solutions, to unlock the value of outstanding invoices, maintain steady cashflow, and keep your firm moving forward.
Flexible Debtor Funding for Law Practices
Let’s Talk
We partner with lenders who understand the legal sector and offer tailored debtor funding solutions to support your firm’s cashflow and growth:
-
Unlock working capital – access funds tied up in unpaid invoices to keep operations running smoothly.
-
Reduce cashflow pressure – maintain liquidity without waiting for client payments to clear.
-
Support growth – reinvest released capital into new cases, staff, or technology.
-
Manage client payment terms – offer flexible terms to clients without impacting your firm’s finances.
-
Cover operational costs – ensure salaries, rent, and other expenses are paid on time.
Debtor funding provides flexibility, stability, and confidence—helping your firm manage cashflow efficiently and focus on what matters most: your clients and growth.
Are you ready to improve your financial stability?
With continued pressures on business cashflow, many in the legal sector predict a significant failure rate in legal practices. This predication has unnerved many in the sector - not least insurers and lenders - which has made it more difficult for firms to secure Professional Indemnity Insurance cover and the means to pay for it.
With insurers and lenders likely to tighten acceptance criteria, it has never been more essential to find ways to effectively evidence your firm’s approach to financial management. Doing so will not only offer third parties (and your management team) a better understanding of your firm's approach to finance; it can also help you to improve your processes and procedures in order to ensure long-term financial stability.
It takes only 5 minutes to complete, but can offer a set of essential insights that could change how your firm manages its finances. You’ll be presented with a series of yes/no questions, and won’t be asked to provide any sensitive financial information. Our model will then clearly outline what is going well for your firm, and identify areas for improvement.
Benefits of working with Gemstone
The benefits of arranging debtor funding through Gemstone Legal go far beyond bridging a short-term gap. By unlocking the cash tied up in unpaid invoices, you release working capital that keeps your firm operating smoothly and ready to grow. This reduces the pressure of waiting for client payments and protects the cash you need for salaries, operations, and investment. Debtor funding gives you stability, predictability, and the confidence to plan ahead.
There’s also reassurance in knowing your firm can meet its obligations on time, every time. Whether it’s paying suppliers, covering overheads, or reinvesting in growth, having access to reliable funding means you stay in control without compromise. That peace of mind allows you and your partners to focus on your clients and long-term success, knowing your cashflow is working for you, not against you.
Frequently asked questions
Gemstone Legal is committed to providing the highest standards of service to our customers.
As part of our NACFB Assured Membership, we undergo a NACFB Assurance Consultation. This independent review confirms the robustness of our processes, our business integrity, and our compliance with regulatory requirements.
If you feel our service has not met your expectations and wish to make a complaint, please contact Paul McCluskey at: paul.mccluskey@gemstonelegal.co.uk