Revolving Credit Facilities
We understand that unexpected expenses or seasonal fluctuations can put pressure on a firm’s cashflow, which is why we help law practices access flexible revolving credit facilities to manage working capital, stay agile, and keep moving forward.
Flexible funding solutions for your business.
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We partner with lenders experienced in providing revolving credit facilities, offering tailored finance to support your operational and strategic needs:
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Working capital management – maintain liquidity and cover day-to-day expenses without disrupting operations.
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Seasonal fluctuations – easily scale borrowing up or down to match business cycles and cashflow demands
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Supplier payments – ensure timely payments to suppliers while optimizing cash reserves.
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Growth and investment opportunities – access funds quickly for expansion, acquisitions, or new projects.
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Unexpected expenses – manage unforeseen costs without impacting core business activities.
Revolving credit facilities provide flexibility and control, giving your business the financial agility to thrive.
Are you ready to improve your financial stability?
With continued pressures on business cashflow, many in the legal sector predict a significant failure rate in legal practices. This predication has unnerved many in the sector - not least insurers and lenders - which has made it more difficult for firms to secure Professional Indemnity Insurance cover and the means to pay for it.
With insurers and lenders likely to tighten acceptance criteria, it has never been more essential to find ways to effectively evidence your firm’s approach to financial management. Doing so will not only offer third parties (and your management team) a better understanding of your firm's approach to finance; it can also help you to improve your processes and procedures in order to ensure long-term financial stability.
It takes only 5 minutes to complete, but can offer a set of essential insights that could change how your firm manages its finances. You’ll be presented with a series of yes/no questions, and won’t be asked to provide any sensitive financial information. Our model will then clearly outline what is going well for your firm, and identify areas for improvement.
Benefits of working with Gemstone
The benefits of arranging a revolving credit facility through Gemstone Legal go far beyond covering a single short-term need. By having flexible access to funds, you protect the cash your firm needs for salaries, operations, and growth. You also reduce the risk of cashflow shocks, where unexpected expenses could otherwise put pressure on your practice at the worst possible time. A revolving facility gives you predictability and breathing space, allowing your firm to plan with confidence.
There’s also the reassurance that comes with having funds available when you need them. Whether it’s managing supplier payments, seasonal fluctuations, or unexpected costs, having the right finance in place helps you stay in control without compromise. That peace of mind means you and your partners can focus on strategy and growth, knowing the essentials are taken care of.
Frequently asked questions
Gemstone Legal is committed to providing the highest standards of service to our customers.
As part of our NACFB Assured Membership, we undergo a NACFB Assurance Consultation. This independent review confirms the robustness of our processes, our business integrity, and our compliance with regulatory requirements.
If you feel our service has not met your expectations and wish to make a complaint, please contact Paul McCluskey at: paul.mccluskey@gemstonelegal.co.uk