Law Firm Financing.

We understand the challenges associated with identifying and accessing the necessary banking and finance solutions to help your law firm grow and thrive. So how can we help?

Sourcing flexible 
finance options.

As an independent finance broker*, we have extensive experience working closely with legal practices to source and implement a broad range of banking and finance solutions that are fully tailored to your business.

Through our longstanding professional relationships and access to over 150 funding partners, we can present you with a unique range of solutions that not only meet your regulatory obligations and operational requirements, but also offer real value for money based on the broader market for law firm finance.

We’ll ensure you have numerous viable options to choose from and fully understand each before making a decision, then guide you through the application process whilst helping to present your firm in the best possible light to prospective funders.

*Gemstone Legal Limited is an Appointed Representative of AFS Compliance Limited which is Authorised and Regulated by the Financial Conduct Authority No. 625035.

Gemstone Legal Limited is a Franchisee of Synergy Commercial Finance Ltd.

Asset Finance - VAT/Tax/PII

Commercial Mortgages

Bridging/Property Finance

Disbursement Funding



Partner Capital/Equity Loans



Working Capital

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​Maximising interest on client and office money.

We understand that the interest earned on money held in your client and office accounts can be an important contributor to the firm’s income. 


Although law firms are duty bound to pay clients fair and reasonable rate of interest on monies deposited, you can still leverage your aggregate pool of client money to access higher interest rates, then retain a portion of the income. To that end, we’ve helped clients to better utilise over £200 million of client deposits over the last 6 months alone, helping firms to generate thousands of pounds of additional income.


It’s also important that you have a clear policy in place regarding the treatment of interest earned on client money, and that you structure your accounts appropriately in light of your firm’s day-to-day processes, the SRA Accounts Rules, and any financial risks that might arise.

We can help you to understand your commercial banking options to generate income for your firm, then utilise our extensive network to set you up with a banking relationship designed to maximise your returns.

Make your money work for you.

Many legal practices control significant levels of office money, yet earn little or no interest from their banks.


The administrative burden of opening accounts with new providers tends to discourage firms from accessing greater returns and de-risking their cash management practices. To that end, we have partnered with award winning cash management platform Akoni Hub to help our clients seamlessly and effectively manage their firm’s office accounts

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"With an in-depth knowledge of law firm finance we help firms to source the right funding package and secure the best client money deposit rates on the market."

Paul McCluskey, Managing Director

NACFB commercial finance brokers are required to have Full or Limited Consumer Credit Permission, Professional Indemnity Insurance, a Data Protection Licence, and a strong track record with nationally recognised lenders.

Our national network of independent and experienced commercial finance brokers deliver every possible funding solution an SME owner would require by accessing a funding panel of over 200 providers.

Gemstone Legal aims to provide our customers with the highest standards of service. If our service fails to meet your requirements and you would like to report a complaint; please click on the link below:  https://www.afsuk.com/synergy-commercial-finance/contact/complaints-procedure/